Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has an introductory price of £99 in the first year.
The process of turning your business idea into a reality is an extremely exciting one. Of course, the idea itself is hugely important. You need to think of something that solves a problem or adds value to consumers but, more than that, it has to be something your prospective customers are willing to pay for.
Once these fundamentals are in place, it’s then time to think about how, practically speaking, you can get your business off the ground. There are some businesses that can be started on a shoestring, with a minimal initial outlay or capital requirements. However, most businesses will need some external funding.
An overdraft is a credit facility agreed with a bank to cover your short-term finance needs. The banks have been reducing or removing business overdrafts in the last few years, but that doesn’t mean you won’t be able to access an overdraft to pay bills, buy stock and help to regulate your cash-flow. An overdraft can be an expensive way to borrow money, and it should not be used as a long-term funding option. The banks can also reduce or withdraw an overdraft at any time.
When you apply for a small business loan lenders can be very rigorous about the application process. They are likely to ask a lot of questions about the numbers and your projections, but also about your personal finances, so make sure you prepare properly and have all the information to hand. The amount you pay for a business loan will be determined by the source of the loan, the term of the loan and whether it is secured against business assets.
Equity finance is the sale of a proportion of your company in return for the funds you need. For example, an investor may provide £5,000 of capital in return for a 20 per cent stake in your company. You can seek equity funding at different stages of your business. If you’re in the process of setting up your business, seed funding or early-stage funding could provide the capital you need.
Crowdfunding has become an increasingly popular way to raise seed finance, making up 32 per cent of these early-stage financing rounds in the first half of last year. Crowdfunding gives businesses the opportunity to pitch their ideas, products or services to the public. Consumers can then pledge funds to support the company in its early stages. In return for their support, they either receive perks once the business starts operating, or equity in the company.
Accelerator programmes are a different prospect altogether. While some programmes offer funding, many businesses benefit from free workspace and mentorship while taking part in an intensive programme that helps entrepreneurs launch their businesses. This will often culminate in a ‘demo day’, where start-ups pitch to investors for funding.
FSB Financial Healthcheck has been providing unbiased, independent sound advice on personal and corporate finance for over 20 years.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540